Financial Literacy


What is Financial Literacy?

  • The ability to manage your financial resources effectively and responsibly.
  • What can you do to be Financially Literate?

  • - Learn how to create a weekly, monthly, quarterly, or yearly budget
    - Track your spending habits
    - Learn the difference between something you “need” and something you “want” to prevent overspending
    - Learn techniques to pay off debt
    - Start planning for retirement by researching different types of retirement accounts and enrolling in one that meets your needs and comfort with risk

Financial Literacy in Paying for College

  • Visit  The site can give you tips on how to “plan, apply, and pay for college”.  For those thinking about their children’s education, the site also has information on the NC 529 college savings plan.
  • Start thinking about budgeting for college.  It’s never too early to start.  See our tuition and fees information to find the cost of classes and, if you are in an associate program that typically takes two years at full-time status (12+ credit hours), you can see the potential cost for your degree.  The current booklist can help you estimate the total cost of books for your program.  By looking at your program checklist, you can see the courses that you can take in your program and then you can find the books necessary for those courses on the booklist.  The Net Price Calculator shows potential miscellaneous expenditures based on your living situation and income level that could add to the cost of attendance.  If you add the potential full-time tuition and fees costs, book costs, and other miscellaneous costs for the program, you have an estimate of your school expenditures. This estimate means you can start saving with a large enough goal to meet your possible expenses.
  • Financial aid is also an option to help you pay for college.  To determine your eligibility for federal, state, and institutional aid (scholarships), you will need to visit and complete the FAFSA.
  • If you would like to pay as you go for classes, but didn’t have the chance to budget in advance, you also have the option to set up a Payment Plan.

General Information


*Please note that we do not in any way oversee the content of the general sites listed above nor do we infer that we agree with the site content.  The sites are merely posted as a way for you to gather information from outside sources related to the financial literacy topic.


Pamlico Community College does not discriminate in its educational programs, activities, or employment on the basis of sex, age, disability, race, color, national origin, sexual orientation or religion.